Texas Porch

Texas homebuyer tool

Turn your closing date into a Texas property-tax calendar.

Buying the house is only the first date. Texas buyers need to watch homestead filing, appraisal notices, protest deadlines, tax bills, tax due dates, and escrow reviews.

Deadline words, translated

Form 50-114

The standard Texas residence homestead exemption application.

File with the county appraisal district.

Notice of appraised value

The appraisal district notice that shows the value and protest instructions.

Read it even if taxes are escrowed.

ARB

Appraisal Review Board, the local protest board.

The protest deadline controls when you can get in front of it.

Escrow

Money your lender collects monthly for taxes and insurance.

The monthly amount can change after the actual tax bill.

Timeline

Build a Texas post-closing calendar

Jun 20, 2026

Closing day

Save the closing disclosure, survey, sales contract, appraisal, and any repair evidence. They can become useful if the county appraisal district notices a value you need to protest.

After you qualify

File the Texas homestead exemption

File Form 50-114 with the county appraisal district for your principal residence. The general deadline is before May 1, but new owners should file as soon as they qualify.

Apr 30, 2027

General homestead application deadline

This is the practical deadline to keep on your calendar. If you bought after Jan. 1, ask the appraisal district how the exemption applies for the current tax year and the next roll.

Around Apr 1, 2027

Watch for the appraisal notice

Residence homesteads with higher appraised values should get notices by April 1 or as soon as practical. Read the market value, exemptions, ownership, and protest instructions.

May 15, 2027 or later if the notice was mailed late

Protest deadline

In most cases the deadline is May 15 or 30 days after the appraisal district mailed the notice, whichever is later. Do not wait if the value, exemption, or property record looks wrong.

Around Oct 1, 2027

Tax bills usually arrive

Many counties send property tax bills around Oct. 1. Your mortgage servicer may pay through escrow, but you should still read the bill and compare it with the estimate.

Jan 31, 2028

Property taxes are generally due

Texas property taxes are generally due by Jan. 31 of the following year. Confirm parcel-specific details with the tax assessor-collector.

Feb 1, 2028

Penalty and interest can begin

Most unpaid bills begin accumulating penalty and interest on Feb. 1. If escrow is involved, verify your lender actually paid the bill.

What the timeline is watching

Texas property taxes have an annual rhythm. The appraisal district value comes first, then protests, then adopted tax rates, then the tax bill, then the payment deadline.

If your lender escrows taxes, the lender may pay the tax bill. That does not replace your job of checking the appraisal value, filing homestead, or protesting a bad record.

New construction, a late-year purchase, or a missing exemption can all make the first year messy. Keep the appraisal district, tax office, lender, and title documents together.

Related Texas guides

Sources

Timeline dates are based on common Texas appraisal, exemption, protest, and tax-bill timing.

Data vintage:
Texas appraisal, exemption, protest, and tax-bill calendar guidance
Last reviewed:
June 10, 2026

Caution: Exact notices, protest windows, tax-bill dates, and exemption processing vary by county appraisal district and tax office.

Spot something that needs a Texas check? This first pass is built to be polished over time. Send the page name, county, parcel context if relevant, and the official source you are looking at. Email Texas Porch.