Insurance
Coastal homes need a windstorm conversation
A normal homeowners quote may not answer the wind and hail question.
Gulf Coast
Along parts of the Texas coast, windstorm and hail coverage can involve the Texas Windstorm Insurance Association or separate policy choices.
That means a buyer should ask about roof age, windstorm certificates, deductibles, flood insurance, and coverage availability before the option period ends.
The cheapest quote is not useful if it excludes the risk you thought it covered.
Source to confirm: Texas Department of Insurance homeowners tips