Flood Risk
Check FEMA Flood Maps Before Buying Property in Howard County
Even in dry West Texas, low-lying areas near draws and creeks in Howard County can be in FEMA flood zones that affect insurance and building rules.
Howard County is dry, but heavy rain events can cause flash flooding along draws and drainage channels near Big Spring. Property in a FEMA Special Flood Hazard Area (Zone A or AE) may require flood insurance if you have a federally backed mortgage. Lenders typically require it.
You can look up any address in Howard County on the FEMA Flood Map Service Center at msc.fema.gov. Enter the property address to see what flood zone it is in. If the property is in a high-risk zone, ask about the current flood insurance rate before you close.
Source to confirm: FEMA Flood Map Service Center