Property Tax Basics

Two different offices handle your property taxes

In Caldwell County, the appraisal district sets your property value and also handles tax collection — the Tax Assessor-Collector office does not collect property taxes here.

Caldwell County Money & Taxes

Two separate offices deal with your property taxes in Caldwell County. The Caldwell County Appraisal District (CCAD) sets your property value each year. That value is then used to figure out your tax bill. CCAD is located at 211 Bufkin Ln in Lockhart.

Caldwell County is an exception to the usual setup: the Tax Assessor-Collector does not collect property taxes here. Contact CCAD directly to pay your property tax bill. The Tax Assessor-Collector office at 110 S. Main St. handles vehicle registration and related services. If you think CCAD valued your property too high, you protest that value with CCAD. Knowing which office does what can save you a wasted trip.

Source to confirm: Texas Comptroller – Caldwell County Directory

More Caldwell County notes

Property Tax Savings

Homestead exemption can lower your property tax bill

If your home in Caldwell County is your main residence, you can apply for a homestead exemption that reduces your taxable value.

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Local Tax Districts

Your tax bill may include charges from several local districts

Caldwell County has many active taxing entities, so what you owe depends heavily on exactly where your property sits.

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Vehicle Registration

Register your vehicle at the Tax Assessor-Collector in Lockhart

Caldwell County vehicle registration and title transfers are handled at the Tax Assessor-Collector's office on South Main Street in Lockhart.

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Flood Risk

New FEMA flood maps for Caldwell County took effect in 2026

Updated federal flood maps for Caldwell County have an effective date of June 10, 2026, which could affect flood insurance requirements for some properties.

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