Texas Porch

Homestead Exemption

File for a Homestead Exemption to Lower Your Tax Bill

Homeowners who live in their home on January 1 can apply for a homestead exemption to lower their tax bill.

Orange County Money & Taxes

If you own and live in your home in Orange County, you likely qualify for a homestead exemption. This cuts the value used to figure your tax bill. You must live in the home on January 1 of the tax year.

Homeowners age 65 or older and people with disabilities can add a second exemption on top of the basic one. Veterans may also qualify based on their disability rating.

To apply, contact the Orange County Appraisal District (OCAD). OCAD is the office that sets your property value. It is separate from the tax office that sends your bill. The usual deadline to apply is May 1. Call OCAD to confirm the deadline for the current year. The county tax website lists each exemption type and what you need to bring.

Source to confirm: Orange County Tax Assessor-Collector – Exemptions

More Orange County notes

Property Tax Basics

Orange County Has Two Separate Property Tax Offices

The appraisal district sets your property value; the tax assessor-collector handles your bill and payment.

Read note ->

Flood Risk

Orange County's FEMA Flood Maps Have Been Updated

FEMA released revised preliminary flood maps for Orange County in early 2025, which may change flood insurance requirements for some properties.

Read note ->

Wind Insurance

Orange County Is Not in the TWIA Windstorm Insurance Zone

TWIA is the state's backup windstorm insurer for coastal counties. Orange County is not on its covered list.

Read note ->

Septic / OSSF

New Septic Systems in Orange County Need a County Permit

If you are outside city sewer service in Orange County, you need a county permit before you can install a septic system.

Read note ->