Windstorm Insurance

Coastal properties in Nueces County may need windstorm insurance from a state pool

Nueces County is one of 14 Texas Gulf Coast counties where the Texas Windstorm Insurance Association (TWIA) provides wind and hail coverage when private insurers won't.

Nueces County Home & Property

TWIA is the insurer of last resort for coastal Texas. You can apply if a regular insurance company has turned you down for wind or hail coverage. TWIA covers houses, personal property, manufactured homes, and commercial buildings in Nueces County.

Structures must have a WPI-8 certificate showing they were built to windstorm building code standards. This certificate comes from the Texas Department of Insurance or TWIA. Nueces County ranks among TWIA's highest-exposure areas in Texas. Check twia.org for current eligibility rules before buying a coastal property.

Source to confirm: TWIA — Coverage and Eligibility

More Nueces County notes

Property Tax Basics

Two different offices handle your property tax

The appraisal district sets your property value; the tax office sends the bill and collects the money.

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Homestead Exemption

A homestead exemption can lower your property tax bill

If this home is your main residence, you may qualify for an exemption that reduces the taxable value of your property.

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Special Districts

Several special districts can add to your tax bill

Depending on where you buy, Emergency Service Districts, drainage districts, and hospital and water authority districts may all appear on your tax statement.

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Agricultural Valuation

Farmland can be taxed on what it produces, not its market value

Qualifying farm or ranch land in Nueces County may be appraised at productivity value rather than full market value, which usually means a much lower tax bill.

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