Flood Insurance

Grayson County Got New FEMA Flood Maps in 2022

Updated flood maps for Grayson County took effect in September 2022, so your property's flood risk zone may be different than it was before.

Grayson County Home & Property

FEMA's new Flood Insurance Rate Maps for Grayson County became official on September 1, 2022. The maps cover the City of Sherman and unincorporated parts of the county. If your property changed zones, your flood insurance requirement or rate may have changed too.

You can look up any address for free using FEMA's Flood Map Service Center at msc.fema.gov. Properties in a high-risk zone (labeled Zone AE or similar) are generally required to carry flood insurance if they have a federally backed mortgage. Even if you are not required to carry it, flood damage is not covered by regular homeowner's insurance.

Source to confirm: FEMA — Grayson County Texas Flood Maps Become Final

More Grayson County notes

Property Tax Basics

Two Different Offices Handle Your Property Taxes

Grayson County splits property tax duties between two offices, and knowing which one to call saves you time.

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Homestead Exemption

Apply for a Homestead Exemption to Lower Your Tax Bill

If your home is your main residence, you may qualify for a homestead exemption that reduces the taxable value of your property.

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Agricultural Appraisal

Farm and Ranch Land Can Be Taxed at a Much Lower Rate

Texas allows farmland and ranchland to be taxed on what it can produce, not what it would sell for, which can mean a much lower tax bill.

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Appraisal Protest

You Can Challenge Your Property Appraisal Each Year

If you think the Grayson Central Appraisal District overvalued your property, you have the right to protest and get a hearing.

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