Building Code / TWIA

New Homes Near the Coast Need a Windstorm Certificate

If you build or renovate in Cameron County's coastal windstorm zone, the work must be inspected and certified or you may not be able to get windstorm insurance.

Cameron County Home & Property

The Texas Department of Insurance (TDI) runs a Windstorm Inspection Program for the first-tier coastal counties including Cameron. When you build or make major repairs to a home there, an inspector checks that the work meets windstorm-resistant building codes. If it passes, TDI issues a WPI-8 certificate.

Without that certificate, TWIA cannot insure the structure for windstorm damage. This applies to both new construction and significant renovations. If you are buying a home, ask whether it has a current WPI-8. For details, check tdi.texas.gov.

Source to confirm: Texas Department of Insurance — Windstorm Inspection Program

More Cameron County notes

Property Tax Basics

Two Offices Handle Your Property Tax in Cameron County

The Cameron Appraisal District sets your home's value; the Cameron County Tax Office sends the bill and collects the money.

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Homestead Exemption

How to Apply for a Homestead Exemption in Cameron County

If you own and live in your home, you can apply for a homestead exemption that lowers your taxable value.

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Appraisal Protest

How to Protest Your Property Value in Cameron County

If you think your appraised value is too high, you can protest it — but you must act quickly after your notice arrives.

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Ag Valuation

Agricultural Land Gets a Lower Tax Value in Cameron County

Farm and ranch land can be taxed on what it produces, not what it would sell for, which usually means a much lower tax bill.

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