Weather Risk

Hail and Severe Storms Are a Real Hazard Here

Lubbock County gets large hail, strong winds, and bad storms often. Your roof and insurance choices matter here.

The High Plains gets violent thunderstorms. Large hail hits this area often. Strong winds cause real damage. Tornadoes are also a threat. The worst one was on May 11, 1970. That tornado killed 26 people in Lubbock.

If you buy a home here, ask how old the roof is. Ask what shape it is in. Insurance companies look closely at roofs in hail-prone areas. A newer roof can lower your rates. The National Weather Service office in Lubbock tracks storms and posts reports on their website. FEMA's National Risk Index shows a full hazard picture for Lubbock County.

Source to confirm: NWS Lubbock — Weather Events

More Lubbock County notes

Property Tax

Who Values Your Property for Taxes

The Lubbock Central Appraisal District sets the value of your property; a separate tax office collects what you owe.

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Homestead Exemption

Homestead Exemption Lowers Your Tax Bill

If your home is your main residence, you likely qualify for a homestead exemption that reduces what you pay in property taxes.

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Homestead Cap

The Homestead Cap Slows Tax Increases

Texas law limits how much your home's taxable value can rise each year once you have a homestead exemption.

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Ag Valuation

Agricultural Land Can Be Taxed at a Much Lower Rate

Farm and ranch land in Lubbock County can be taxed on what it produces, not what it would sell for, which often cuts the tax bill sharply.

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