Property Tax Basics

Two Offices Handle Your Property Tax in Galveston County

The appraisal district sets your property value; the tax office collects what you owe — and they are two separate offices.

Galveston County Money & Taxes

Galveston Central Appraisal District (GCAD) decides what your property is worth each year. That value is used to figure out your tax bill. GCAD is in Texas City, not Galveston. Their number is 409-935-1980.

After GCAD sets the value, the Tax Assessor-Collector sends your bill and collects payment. That office is on Moody Avenue in Galveston. If you think your value is wrong, you protest with GCAD — not the tax office. Check galvestoncad.org or galcotax.com to get started.

Source to confirm: Texas Comptroller — Galveston County Directory

More Galveston County notes

Homestead Exemption

Homestead Exemption Can Lower Your Tax Bill in Galveston County

If you own and live in your home, you can apply for a homestead exemption that reduces how much of your property value gets taxed.

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MUD / PID / Special Districts

Galveston County Has Dozens of Special Tax Districts

Many newer neighborhoods in the county sit inside a Municipal Utility District or other special district that adds an extra layer of taxes to your bill.

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Windstorm Insurance

Most Galveston County Homes Need a Separate Windstorm Policy

Private home insurance in Galveston County usually does not cover hurricane wind damage, so many owners must buy a separate policy from TWIA.

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Flood Risk

Much of Galveston County Is in a High-Risk Flood Zone

Galveston County has updated federal flood maps, and many properties — especially on the island — are in zones that require flood insurance.

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