Homestead Exemption

Homestead Exemption Can Lower Your Tax Bill in Galveston County

If you own and live in your home, you can apply for a homestead exemption that reduces how much of your property value gets taxed.

Galveston County Money & Taxes

Texas school districts must take at least $140,000 off your home's taxable value if you qualify. That alone can save you hundreds of dollars a year. You must own the home and use it as your main residence.

If you are 65 or older or have a qualifying disability, you get an extra $60,000 school exemption on top of the general one. Plus, your school taxes are frozen — they cannot go up as long as you stay in the home. Apply at Galveston Central Appraisal District (galvestoncad.org). Check the deadline there, as it changes.

Source to confirm: Galveston Central Appraisal District — Homestead

More Galveston County notes

Property Tax Basics

Two Offices Handle Your Property Tax in Galveston County

The appraisal district sets your property value; the tax office collects what you owe — and they are two separate offices.

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MUD / PID / Special Districts

Galveston County Has Dozens of Special Tax Districts

Many newer neighborhoods in the county sit inside a Municipal Utility District or other special district that adds an extra layer of taxes to your bill.

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Windstorm Insurance

Most Galveston County Homes Need a Separate Windstorm Policy

Private home insurance in Galveston County usually does not cover hurricane wind damage, so many owners must buy a separate policy from TWIA.

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Flood Risk

Much of Galveston County Is in a High-Risk Flood Zone

Galveston County has updated federal flood maps, and many properties — especially on the island — are in zones that require flood insurance.

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