Senior Tax Freeze

Homeowners 65 and Older Can Freeze Their School Tax in Galveston County

Once you turn 65, you can freeze the school district portion of your property tax so it cannot increase as long as you live in your home.

Galveston County Money & Taxes

Texas law gives homeowners who are 65 or older a school tax ceiling — sometimes called a tax freeze. Once you apply and qualify, your school district taxes cannot go above the amount you paid in the year you first qualified. This protection stays in place even if your home value goes up.

You qualify starting January 1 of the year you turn 65, or when you buy a home after turning 65. The freeze applies only to school taxes, not county or city taxes. Apply at the Galveston County Appraisal District. Call 409-935-1980 or visit galvestoncad.org/homestead/ to apply.

Source to confirm: Galveston Central Appraisal District — Homestead

More Galveston County notes

Property Tax Basics

Two Offices Handle Your Property Tax in Galveston County

The appraisal district sets your property value; the tax office collects what you owe — and they are two separate offices.

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Homestead Exemption

Homestead Exemption Can Lower Your Tax Bill in Galveston County

If you own and live in your home, you can apply for a homestead exemption that reduces how much of your property value gets taxed.

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MUD / PID / Special Districts

Galveston County Has Dozens of Special Tax Districts

Many newer neighborhoods in the county sit inside a Municipal Utility District or other special district that adds an extra layer of taxes to your bill.

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Windstorm Insurance

Most Galveston County Homes Need a Separate Windstorm Policy

Private home insurance in Galveston County usually does not cover hurricane wind damage, so many owners must buy a separate policy from TWIA.

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