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Home & Property

Local Notes

Home & Property notes

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Johnson County · Agriculture

Farming and Ranching Are Still a Big Part of Johnson County

Johnson County has thousands of farms and ranches — agriculture shapes land use, property tax rules, and road culture throughout the county.

Johnson County · Flooding & FEMA

Johnson County Flood Maps Were Updated in 2023

FEMA finalized new flood maps for Johnson County in 2023 — if you are buying property near a creek or river, check the current map before you close.

Johnson County · Local Communities

Johnson County Has Several Cities Beyond Cleburne

Besides the county seat of Cleburne, Johnson County includes Burleson, Joshua, Alvarado, Keene, Grandview, and Venus — each with its own city government and rules.

Johnson County · Water Conservation

Johnson County Landowners Can Get Help Paying for Rainwater Harvesting

The Prairielands Groundwater Conservation District offers grants and rebates to help homeowners in Johnson County install rainwater harvesting systems.

Johnson County · Weather Hazards

Johnson County Sits in Tornado and Hail Country

Johnson County is in the heart of North Texas severe weather territory — tornadoes, large hail, and flash floods are real risks for anyone living here.

Johnson County · Mineral Rights

Mineral Rights Under Your Land May Be Owned by Someone Else

In Texas, the mineral rights under a property can be severed from the surface — meaning you could own the land but not the oil, gas, or other minerals beneath it.

Johnson County · Septic & Sewage

Outside City Limits? You Need a Permitted Septic System

Homes in unincorporated Johnson County that are not connected to a public sewer must have a permitted on-site sewage facility — usually a septic system.

Jones County · Ag & Wildlife Valuation

Ag Valuation and Wildlife Management in Jones County

Rural landowners in Jones County may qualify for a lower property tax rate by using their land for farming, ranching, or wildlife management.

Jones County · Mineral Rights

Oil, Gas, and Mineral Rights in Jones County

Jones County has a long oil and gas history, so if you are buying land here, find out whether mineral rights are included before you close.

Karnes County · Mineral Rights

Karnes County Sits in the Heart of the Eagle Ford Shale

If you buy land in Karnes County, mineral rights may already be severed from surface rights — meaning someone else owns the oil and gas underground.

Karnes County · Water Wells

New Water Wells in Karnes County Need District Approval

Karnes County is part of the Evergreen Underground Water Conservation District, which regulates well drilling and groundwater use.

Kaufman County · Floodplain Development

Building in a floodplain in unincorporated Kaufman County requires a permit

Any work on land that FEMA maps show as a floodplain — including new buildings, additions, or fill placement — requires a county flood plain permit first.

Kaufman County · Mineral Rights

Kaufman County has oil and gas production — understand mineral rights before you buy

Oil, gas, limestone, sand, and gravel are all listed as natural resources in Kaufman County — if you buy land, check whether mineral rights come with the surface.

Kaufman County · Soil & Land Character

Kaufman County sits on Blackland Prairie — rich but tricky clay soil

The dark, clay-heavy Blackland Prairie soil that made Kaufman County good for farming also expands and contracts with moisture, which can crack foundations and shift slabs.

Kaufman County · City Limits vs. ETJ

Living near a city doesn't mean you're in the city — ETJ rules matter

Many homes near fast-growing Forney and Terrell are in the ETJ — a buffer zone outside city limits where cities can control how land is divided but cannot zone it.

Kaufman County · Septic / OSSF

You need a permit before installing a septic system in Kaufman County

Kaufman County requires a permit for any new septic system, and the installer must hold a TCEQ license.

Kendall County · Groundwater / Water Wells

A special district regulates water wells in Kendall County

The Cow Creek Groundwater Conservation District controls well drilling in Kendall County — you need a permit before you drill.

Kendall County · Wildfire Risk

Most of Kendall County's new growth sits in wildfire territory

Texas A&M Forest Service found that 94 percent of Kendall County's growth is happening in the wildland-urban interface, where wildfires are most common.

Kendall County · Flood Risk

The Guadalupe River floods fast in Kendall County

Rain upstream in Kerr County can send floodwaters through Kendall County within hours. Low-water crossings and riverside properties are especially at risk.

Kenedy County · Mineral Rights

Oil and Gas Activity in Kenedy County

Oil was discovered in Kenedy County in 1947, and the Texas Railroad Commission regulates all drilling and production here.

Kenedy County · Windstorm Insurance

Windstorm Insurance: What Kenedy County Homeowners Need to Know

Kenedy County is one of 14 Texas coastal counties where the Texas Windstorm Insurance Association (TWIA) can cover your home if private insurers won't.

Kent County · Water Rights

Groundwater in Kent County Is in GMA 6

Kent County is in Groundwater Management Area 6. Check with TWDB or TCEQ to confirm whether a local groundwater district covers your land before you drill a well.

Kent County · Mineral Rights

Oil and Gas Activity in Kent County

Oil has been produced in Kent County since 1946, and the Railroad Commission of Texas regulates all wells and production here.

Kerr County · Groundwater & Wells

Drilling a water well in Kerr County requires a permit

The Headwaters Groundwater Conservation District regulates wells in Kerr County and requires permits before you drill.

Kerr County · Flood Risk

Flash floods are a serious danger in Kerr County

The Hill Country around Kerrville sits in what is commonly called Flash Flood Alley — one of the most flash-flood-prone areas in the United States.

Kerr County · Septic Systems

Outside city limits in Kerr County, you likely need a septic permit

Most of Kerr County is not served by public sewer, so homes outside city limits need a permitted on-site sewage facility.

Kerr County · River Authority

The Upper Guadalupe River Authority manages water in Kerr County

UGRA is a conservation and reclamation district created by the Texas Legislature that handles water quality, river monitoring, and flood preparedness for the Guadalupe River watershed in Kerr County.

Kerr County · Wildfire Hazard

Wildfire is a real risk in Kerr County's Hill Country landscape

Dry cedar and oak brush, periodic drought, and Hill Country winds make Kerr County a wildfire-prone area.

Kimble County · Groundwater & Wells

A Local District Regulates Water Wells Here

The Kimble County Groundwater Conservation District oversees well drilling and water use across most of the county.

King County · Mineral Rights

Oil and gas production is active in King County

King County has had oil production since 1943, and buyers of land here should understand how mineral rights work before they close a deal.

King County · Agricultural Valuation

Ranch land in King County can be taxed on productivity, not market value

Ranch and farm land in King County can be taxed on what it produces, not what it would sell for. This can mean a much lower tax bill.

Kinney County · Water & Wells

Water Wells and the Groundwater District in Kinney County

A local groundwater district oversees wells in Kinney County, and the aquifer that supplies most water also feeds three notable springs.

Kleberg County · Water & Wells

Water Supply in Kleberg County Relies on Groundwater

Many communities in Kleberg County depend on groundwater wells, and some small water systems have only a single source — a risk worth knowing before you buy rural land.

Kleberg County · Coastal Insurance

Windstorm Insurance Is a Separate Policy in Kleberg County

Kleberg County is in a coastal disaster zone, so standard homeowner's insurance usually does not cover wind and hail — you need a separate TWIA policy.

Knox County · Water Wells

Knox County sits inside a groundwater conservation district

If you drill a water well in Knox County, you are in the Rolling Plains Groundwater Conservation District, which has rules you must follow.

Knox County · Mineral Rights

Oil and gas activity in Knox County — what landowners should know

Knox County has a history of oil and gas production, so buyers of rural land should always check whether mineral rights are included in a sale.

La Salle County · Mineral Rights / Oil & Gas

Eagle Ford Shale Runs Under La Salle County

La Salle County sits in the heart of the Eagle Ford Shale, one of Texas's most active oil and gas formations.

La Salle County · Water Supply

Water Wells and Groundwater in La Salle County

Much of rural La Salle County relies on groundwater, and well records are searchable through state databases.

Lamar County · Septic Systems

Building Outside City Limits Requires a Septic Permit

Most rural property in Lamar County has no sewer service, so any new home or addition needs a permitted on-site sewage system.

Lamar County · Flood Risk

Check FEMA Flood Maps Before Buying Near Creeks or Rivers

Lamar County has both the Red River and the North Sulphur River, so flood zone status matters for many rural and riverside properties.

Lamar County · Weather Hazards

Lamar County Has a Real Tornado Risk Each Spring

Lamar County sits in a corridor of North Texas where tornadoes occur, especially in spring — the April 1982 outbreak was a significant example.

Lamb County · Water Wells

A Groundwater District Regulates Wells Over the Ogallala Aquifer

All of Lamb County sits over the Ogallala Aquifer, and a state-authorized water district controls who can drill a well and how much they can pump.

Lampasas County · Water Wells

Groundwater Rules Apply to Water Wells Here

Lampasas County is in Groundwater Management Area 8. The Saratoga Underground Water Conservation District oversees well permits and groundwater rules for the entire county.

Lavaca County · Water & Wells

Lavaca County has no local groundwater district — here is what that means

Lavaca County has no local groundwater district. That means fewer local permit rules for water wells — but state rules still apply.

Lee County · Water Wells

A Groundwater District Controls Well Permits in Lee County

Lee County is inside the Lost Pines Groundwater Conservation District, which means drilling or operating a water well requires a permit.

Leon County · Mineral Rights

In Leon County, someone else may own the mineral rights under your land

Oil and gas have been produced in Leon County for decades, and in many cases the mineral estate has been separated from the surface — meaning a prior owner kept the rights to what is underground.

Leon County · Water Wells

Leon County has a groundwater district that oversees water wells

The Mid-East Texas Groundwater Conservation District covers Leon County and can require permits for new water wells.

Liberty County · Flood Insurance

Flood insurance is separate from homeowners insurance in Liberty County

Standard homeowners insurance does not cover flood damage — you need a separate flood policy, especially near the Trinity River.

Liberty County · Flood Risk

The Trinity River regularly floods parts of Liberty County

Liberty County sits on the Trinity River floodplain, and flooding is a real and recurring risk for homes and roads near the river.

Live Oak County · Groundwater / Water Wells

A Local District Regulates Water Wells in Live Oak County

The Live Oak Underground Water Conservation District oversees well drilling in the county and may require permits before you dig.

Live Oak County · Oil and Gas / Mineral Rights

Eagle Ford Shale Runs Under Live Oak County

Live Oak County sits inside the Eagle Ford Shale play, so surface buyers here may not own the oil and gas below their land.

Loving County · Mineral Rights

Mineral Rights and Surface Rights Can Be Separate

In Loving County, buying land does not always mean you own the oil and gas beneath it — the mineral estate may already belong to someone else.

Loving County · Water Supply

Water Is Scarce and Saline in Loving County

Loving County gets about 10 inches of rain a year, and past irrigation projects failed because groundwater here is often too salty to use.

Lubbock County · Weather Risk

Hail and Severe Storms Are a Real Hazard Here

Lubbock County gets large hail, strong winds, and bad storms often. Your roof and insurance choices matter here.

Lubbock County · Water Planning

Long-Term Water Supply Is an Active Planning Issue

Lubbock County relies on the Ogallala Aquifer and surface reservoirs for water. Long-term supply is a real concern.

Lubbock County · Water Wells

New Wells Need a Permit from the Groundwater District

Before drilling a new water well in Lubbock County, you must get a permit from the High Plains Underground Water Conservation District.

Lubbock County · ETJ / Zoning

Outside City Limits Still Has Some City Rules

Land just outside a city in Lubbock County can fall inside the city’s extraterritorial jurisdiction (ETJ). That means some city rules still apply, even if you are not paying city taxes.

Lubbock County · Climate

The High Plains Climate Is Dry, Windy, and Extreme

Lubbock County gets only about 18 inches of rain a year, sits at high elevation, and sees both brutal summer heat and hard freezes in winter.

Lubbock County · Wildfire

Wildfire Can Move Fast on the Flat Plains

Dry conditions and strong West Texas winds make wildfires a serious risk in and around Lubbock County, especially for rural and edge-of-town properties.

Lubbock County · Groundwater

Your Well Water Comes from a Shrinking Aquifer

Nearly all rural water in Lubbock County comes from the Ogallala Aquifer, one of the largest in the world, but water levels have been dropping for decades.